Bank holiday today: Are banks open or closed on Saturday, April 12? Check here | Mint

Bank holiday today: Banks will be closed on Saturday, April 12, 2025, according to the Reserve Bank of India (RBI) calendar.

Why are banks closed on April 12?

Banks are typically open on the first and third Saturdays of every month, while they are closed on the second and fourth Saturdays. Since April 12 is the second Saturday of the month, the banks will be closed on this day.

Where to check bank holidays?

Customers can get information on bank holidays through the RBI’s official channels, which are the website and notifications to banks.

Types of bank holiday

The central bank has categorised bank holidays into three types: Negotiable Instruments Act, Real-Time Gross Settlement (RTGS) holidays and banks’ closing of accounts.

April 12 is designated as a holiday under the Negotiable Instruments Act, which regulates the issuing of cheques and promissory notes. Therefore, transactions including these instruments will not be available during the holidays.

Services available on bank holidays

Customers have access to online banking services across the country during bank holidays for seamless access to banking services, even on bank holidays. Customers can use these services for convenient financial transactions.

Fund transfer requests can be made using NEFT/RTGS transfer forms, demand draft request forms, and chequebook forms. Credit cards, debit cards, and ATM cards can be availed through card services. Services such as account maintenance forms, setting up standing instructions, and applying for a locker are also available.